Personal tax returns
Employment income, benefits, tuition, medical expenses, childcare, donations — reviewed line by line so nothing you're entitled to is missed.
T1 GENERALTax season, handled — properly.
Based in Brampton, Ontario, Kulwin Tax Services prepares personal, self-employed, and corporate returns for Canadians — every deduction claimed, every deadline met, and clear advice in plain language, all year round.
Prefer to talk it through? Call 416-824-1565 or email taxeswithus07@gmail.com
- ✓Filed electronically with the CRA — the fastest route to your refund.
- ✓More than a simple return? Rentals, investments, a side business — that's exactly where careful filing pays.
- ✓Year-round support — CRA letters, adjustments, and planning questions answered after April, too.
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Next key tax dateLoading the Canadian tax calendar…
T1 · T2 · GST/HSTPersonal, corporate & sales-tax filings
CRA EFILEElectronic filing for faster refunds
Brampton, OntarioVirtual or in person, serving clients across Canada
Prior years welcomeLate and back returns, sorted out
Services
Everything a Canadian return needs
From a first job's simple T1 to an incorporated business with payroll — one place for filing, bookkeeping support, and planning.
Self-employed & gig work
Sole proprietors, contractors, rideshare and delivery drivers, creators and freelancers — income, expenses, home office, and vehicle claims done right.
T2125Corporate tax
T2 returns, financial statement preparation, salary-vs-dividend planning, and filing deadlines tracked against your company's fiscal year-end.
T2Bookkeeping & GST/HST
Monthly bookkeeping, GST/HST returns, and payroll remittances kept current — so tax time is a summary, not a scramble through a shoebox of receipts.
GST / HST · PAYROLLCRA letters & reviews
Got a review letter, a notice of reassessment, or a balance owing? We read it with you, respond to the CRA, and file adjustments (T1-ADJ) where needed.
REVIEWS · ADJUSTMENTSPlanning for next year
RRSP, TFSA and FHSA room, capital gains timing, incorporation questions, and instalment planning — decisions made before December, not discovered in April.
RRSP · TFSA · FHSA
Who we help
Built for real Canadian tax situations
Simple returns are getting automated — the CRA is even rolling out pre-filled returns for straightforward files. Where Kulwin earns its keep is everything beyond simple.
- FamiliesChildcare, medical, tuition transfers, and credits split the way that saves the household most.
- Newcomers to CanadaFirst Canadian return, part-year residency, and world income — explained step by step.
- Rentals & investorsRental income, capital gains, and investment slips reconciled against your CRA account.
- Owner-operatorsCafés, trades, drivers, and shops — expenses captured properly, GST/HST kept clean.
How it works
Four steps, no shoebox required
1
Say hello
Start with the form below or a consultation. Tell us what changed this year — new job, new baby, new business.
2
Gather your slips
Use the checklist for your situation. Send documents securely, drop them off, or bring them to your appointment.
3
We prepare & review
Your return is prepared, deductions checked twice, and walked through with you before anything is filed.
4
Filed — and followed up
We EFILE with the CRA, confirm your assessment, and stay available when letters arrive or plans change.
Document checklist
What to bring, by situation
Pick the return that sounds like you. Not everything applies to everyone — bring what you have, and we'll flag anything missing before filing.
Employed & family
Key dates
The Canadian tax calendar
The dates that matter most for the 2026 tax year, filed in 2027. When a deadline falls on a weekend or holiday, the CRA generally moves it to the next business day.
RRSP deadlineMarch 1, 2027
Contributions made in the first 60 days of 2027 can still count toward your 2026 return. It's the last chance to lower 2026 taxable income with an RRSP contribution — plan it in February, not at 11 p.m. on deadline day.
Apr 30
T1 filing & payment deadline — 2027
Most individuals file and pay by April 30, 2027. Interest on a balance owing starts the next day, whether or not the return itself is late.
Jun 15
Self-employed filing deadline — 2027
Sole proprietors (and their spouses) get until June 15, 2027 to file — but any balance owing was still due April 30.
Jun 15
Annual GST/HST return — 2027
Self-employed annual GST/HST filers file and pay by June 15, 2027 (payment of net tax owing is due April 30 for most).
6 months
Corporate T2 deadline
A T2 is due six months after your corporation's fiscal year-end — December year-ends file by June 30. Balance owing is usually due two months after year-end (three for many CCPCs).
Heads-up: CRA pre-filled returns are coming
The CRA is launching pre-filled returns in March 2027 — about a million Canadians with simple situations will be invited to review and approve a return the CRA prepared, expanding toward 5.5 million by 2029. If your year involved a business, a rental, investments, or a move, a prepared-for-you return won't catch what a review would. Read the CRA's announcement.
Tax tips
Three habits that grow refunds
The same three tips from our social series — small habits, real money.
Tip one
Organize receipts year-round
One folder — paper or phone photos — for medical receipts, donations, childcare, and business expenses as they happen. April-you will thank January-you, and nothing gets forgotten.
Tip two
Contribute to your RRSP
RRSP contributions reduce taxable income dollar for dollar. Check your available room on your CRA notice of assessment, and weigh RRSP vs. TFSA based on your tax bracket today vs. at retirement.
Tip three
Claim every deduction you're owed
Home-office expenses, union dues, moving costs for a new job, carrying charges, medical expenses over 12 months — the commonly missed ones add up fast. Ask before you assume it doesn't count.
Questions
Before you ask
With electronic filing and direct deposit, the CRA typically issues refunds in about two weeks; paper returns take much longer. We file electronically and confirm your notice of assessment when it arrives.
Yes. We regularly prepare returns going back several years. If you're owed refunds, they're still claimable; if you owe, filing voluntarily is almost always better than waiting for the CRA to come to you. Bring whatever slips you have — your CRA account usually holds the rest.
Don't ignore it, and don't panic — most are routine review letters asking for receipts to support a claim. Note the deadline on the letter, gather the documents it lists, and bring it to us. We respond to the CRA on your behalf and file an adjustment if something needs correcting.
It depends on your income, how much of it you need personally, liability, and whether you can leave money in the corporation to benefit from the small-business tax rate. It's a planning conversation worth having before you register — book a consultation and we'll run your numbers both ways.
Yes — we're based in Brampton, Ontario, and most of the process works virtually: secure document sharing, a review call, and electronic signatures for the forms the CRA requires. In-person appointments are available in Brampton if you prefer paper and a handshake.
It depends on complexity — a single T4 is very different from a corporation with payroll. Start with the form below describing your situation and you'll get a clear quote before any work begins. No surprise invoices.
Book a consultation
Start your file
Tell us about your situation and the form builds a tidy intake summary you can download or copy — bring it to your consultation, or send it ahead when you reach out. It covers the details that decide your quote and your checklist.
- ✓No obligation — the summary is yours either way.
- ✓New clients welcome for the 2026 tax year, plus prior-year catch-ups.
- ✓Businesses: ask about bookkeeping and GST/HST packages alongside your T2.
Call, text, or email
Location: Brampton, Ontario
Reach out directly, or build your intake summary and bring it to your consultation.